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Useful Mortgage Loan


A presentation of Basisbank’s new loan product – Useful Mortgage Loan – was held at Courtyard Marriott Hotel on November 2. Zurab Tsikhistavi, the director general of Basisbank and Levan Gardapkhadze, the director in retail banking, answered the reporters’ questions about the new product. 


Levan Gardapkhadze, director in retail banking, explained that the product’s key advantage is its simple and, what is most important, the client-oriented terms. It should be noted that even during the crisis Basisbank has not suspended issuing of mortgage or other types of loans. At this moment, Basisbank plans to intensify its activities in the direction of customer crediting.


Useful Mortgage Loan enables a consumer to get a mortgage loan with interest rates ranging from 16% to 20%. A maximum term of the loan is 10 years, maximum amount – USD 100 000.


In case of desire, by the end of each year a client will be able to get a new loan in the amount of 80% from the total sum of Useful Mortgage Loan repayed by the client.

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