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Term deposit
Terms of Term Deposit:

  •  Account opening and transactions – free of charge;
  • Minimal initial deposit - 100 GEL / 100 USD / 100 EURO
  • Only cash transactions are accepted;
  • The amount on the deposit cannot be increased;
  • Depositor is eligible to a loan with the annual interest charged as 4% added to the interest accrued to the deposit.
  • In case of Agreement premature cancellation the deposit will accure in GEL 1,5%; in USD 1% in EURO 0.3%

Bonus system:

  • Individuals opening time deposit, will receive Visa Electron, Visa Classic or Visa Gold Cards  according to deposit ammount.  
 
Interset Rate

PERIOD (in months)

       GEL

      USD

EURO

3

8.50%

2.50%

1.00%

4

8.50%

2.50%

1.00%

5

8.50%

2.50%

1.00%

6

9.50%

2.75%

1.50%

7

9.50%

2.75%

1.50%

8

9.50%

2.75%

1.50%

9

10.00%

3.25%

2.00%

10

10.00%

3.25%

2.00%

11

10.00%

3.25%

2.00%

12

10.50%

4.00%

2.50%

13

10.50%

4.00%

2.50%

14

10.50%

4.00%

2.50%

15

10.50%

4.00%

2.50%

16

10.50%

4.00%

2.50%

17

10.50%

4.00%

2.50%

18

10.75%

4.25%

3.00%

19

10.75%

4.25%

3.00%

20

10.75%

4.25%

3.00%

21

11.00%

4.50%

3.25%

22

11.00%

4.50%

3.25%

23

11.00%

4.50%

3.25%

24

11.00%

4.50%

3.25%


Please, note:
Should you withdraw your interest monthly your annual interest rate will decrease by 0.5 %.
For account opening you need only ID
As of 1 January 2018, in accordance with the Law of Georgia on Deposit Insurance System, all sums existed at all accounts of natural persons, regardless number of accounts, are insured for each bank and are compensated by the Deposit Insurance Agency up to the  5,000 GEL; the remainder shall be compensated as provided under the effective legislation of Georgia.  For more information on deposit insurance system, see web site of LEPL Deposit Insurance Agency: www.diagency.ge

 
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