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The Useful Deposit

  

Open deposit with any amount useful for you, earn maximal interest rate and use your savings at any time!

Terms of Useful Deposit:
  •  Cash withdrawal or deposit is illimitable
  • Opening the account is free of charge;          
  • Minimal initial deposit is not limited;
  • Subsequent minimal installment is free of charge as well;
  • Transactions are available on the deposit via remote service (Internet Banking, Tele-banking);
  • Both cash and cashless transactions are accepted on the account;
  • Deposit is considered to be effective from the moment of signing the agreement up to the end of the quarter. Extension of the Banking deposit contract validity is performed automatically according to standard terms and conditions commonly used by  the Bank.

 Interest Rate

GEL

USD

EUR

7.25%

1.60%

0.4%

Effective Interest Rate

GEL

USD

EUR

7.51%

1.62%

0.4%


Please, note:

In case of withdrawal from the deposit for twice or more, the deposit contract shall be deemed as abrogated and annual interest of 2% - in GEL; 1% - in USD; 0.3% in EUR will be accrued on it.

In case of money transfers or transferred cash withdrawal from the deposit, current account tariffs apply.

From January 1st, 2018, the Bank is a member of a deposit insurance system established in Georgia in accordance with the Law of Georgia on Deposit Insurance System, whereas in case of insurance event, each individual depositor is entitled to receive a compensation from the Deposit Insurance Agency, within the limit of 15,000 GEL. The amount above the limit shall be compensated as provided under the effective legislation of Georgia.

For more information on deposit insurance system, visit web site at: www.diagency.ge

We want to notify that from April 1st, 2016 in the deposit interest rate will be included changes!  Changes are related to existing deposits.



 
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